Tips, trends and insights for homebuyers like you.

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2025 Mortgage Review: Exchange Bank

Exchange Bank is a long-established, full-service community bank headquartered in Santa Rosa, California. Founded in 1890, it operates 16 retail branches in Sonoma County, a commercial branch in Roseville, and trust and investment management offices throughout Northern California. How Exchange Bank compares to other lenders Headquarters Santa Rosa, California Website exchangebank.com Rate 0.23% less than… Read more

By:

TrueRate Analyst

•

May 30, 2025

2025 mortgage interest rate forecast

See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more

March 10, 2025
How the biggest lenders quietly drove up mortgage fees and why it matters for homebuyers

Mortgage fees have climbed in recent years—but not evenly. New data from Tomo TrueRate shows that the largest mortgage lenders are driving the biggest increases in… Read more

May 30, 2025
Loan officers share the tricks that get you to overpay

The mortgage industry has gotten very good at ripping people off. Between excessive fees and inflated interest rates, the average homebuyer overpays by $3,500 at closing.… Read more

May 5, 2025
Tomo Mortgage Launches TrueRate – A Free AI-based Tool to Help Homebuyers Avoid Being ‘Ripped Off’ by Mortgage Lenders

Tomo Mortgage aims to hold the mortgage industry accountable for inflated rates, hidden fees and misleading pricing that will cost U.S. homebuyers $11 billion in 2025… Read more

May 1, 2025
2025 Mortgage Review: Amoco Federal Credit Union

AMOCO Federal Credit Union is a member-owned, nonprofit financial institution headquartered in Texas City, Texas. Serving the Gulf Coast region since 1937, AMOCO is recognized for… Read more

April 4, 2025
2025 Mortgage Review: iQ Credit Union

iQ Credit Union is a member-owned, nonprofit financial institution headquartered in Vancouver, Washington. Founded in 1940 by local teachers, iQ now serves more than 80,000 members… Read more

April 4, 2025
2025 Mortgage Review: CoVantage Credit Union

CoVantage Credit Union is a member-owned, nonprofit financial institution headquartered in Antigo, Wisconsin. Founded in 1953 as Antigo Co-op Credit Union, it now serves over 150,000… Read more

April 4, 2025
2025 Mortgage Review: Municipal Credit Union

Municipal Credit Union (MCU) is a state-chartered, nonprofit credit union headquartered in New York, NY 10007. Founded in 1916, MCU is the largest credit union in… Read more

April 4, 2025
2025 Mortgage Review: Ameris Bank

Ameris Bank is a full-service regional bank headquartered in Atlanta, Georgia. It operates 164 financial centers across the Southeast, serving states including Alabama, Florida, Georgia, Maryland,… Read more

April 4, 2025
2025 Mortgage Review: Huntington National Bank

Huntington National Bank is a full-service regional bank headquartered in Columbus, Ohio, operating approximately 970 branches across 11 states, with mortgage lending available in all 50… Read more

April 4, 2025
2025 Mortgage Review: RCB Bank

RCB Bank is a community-focused, full-service bank headquartered in Claremore, Oklahoma. Founded in 1936, it has grown to over 50 branch locations across Oklahoma and Kansas,… Read more

April 3, 2025
2025 Mortgage Review: TD Bank

TD Bank is a major regional bank headquartered in the U.S. Northeast, offering a broad range of mortgage products primarily in 15 East Coast states and… Read more

April 3, 2025
2025 Mortgage Review: Benchmark Mortgage

Ark-La-Tex Financial Services, LLC, more commonly known as Benchmark Mortgage, is a privately held, full-service residential mortgage lender headquartered in Plano, Texas. Founded in 1999, the… Read more

April 3, 2025