Tips, trends and insights for homebuyers like you.

Key Takeaways: How does a temporary buydown work? A temporary buydown lowers your mortgage payment for a set period, usually the first one to three years.… Read more

Yes, you can use rental income to qualify for a mortgage, but lenders won’t necessarily count every dollar you collect. For new or anticipated rental income,… Read more

Key takeaways Is there a waiting period to buy a house after divorce? No. There’s no universal waiting period after divorce before you can qualify for… Read more

Key takeaways Mortgage lenders don’t always count what you actually pay on your student loans. They count a qualifying payment, set by your loan program and… Read more

Key Takeaways Often, yes: starting a new job doesn’t by itself rule out a mortgage. Fannie Mae’s guidelines ask whether your most recent two years show… Read more

Key Takeaways What does “no origination fee” actually remove? It removes one lender charge. It doesn’t remove your closing costs, and it may not remove every… Read more

Key Takeaways Tomo Mortgage publishes this comparison and is included as one of the lenders below. We use public lender disclosures and federal HMDA data for… Read more

Key Takeaways What the Federal Housing Administration (FHA) permits at a 580 credit score FHA loans are built around the 580 credit score line. In fiscal… Read more