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Background A scenario we are prepping for at Tomo is the event of Fannie Mae and Freddie Mac (the GSEs) stepping into the market to buy Mortgage Backed Securities, causing a sudden drop in mortgage rates this year, in 2025. Such a move could result in a drop in mortgage rates by as much as… Read more
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See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
RMC Home Mortgage has consistently failed to offer competitive mortgage products, instead saddling borrowers with significantly higher rates than other lenders. Ranked in the top 30th… Read more
American Financial Network is a national mortgage lender based in California. They offer a wide range of loan products, including conventional, FHA, VA, and USDA loans.… Read more
Based in Lonsdale, Minnesota, Frandsen Bank & Trust operates throughout the Midwest, offering personal and business banking solutions. While it positions itself as a community-friendly lender,… Read more
Blackhawk Bank is a community bank that offers mortgage products alongside traditional banking services. They focus on regional lending and provide conventional and government-backed mortgage options.… Read more
First Continental Mortgage has built a reputation for offering some of the most uncompetitive mortgage rates in the industry. For two consecutive years, its rates have… Read more
CBM Mortgage is a regional lender based in Virginia. They offer a mix of residential loans and seem to like keeping things straightforward—more “tell it like… Read more
Headquartered in Winona, Minnesota, Merchants Bank, NA offers a variety of mortgage products for homebuyers and refinancers. While it promotes customer-focused lending, borrowers should be mindful… Read more
PHH Mortgage Corporation is a national lender that offers a variety of residential mortgage products. They focus on combining digital convenience with professional support, providing borrowers… Read more
First Continental Mortgage has built a reputation for offering some of the most uncompetitive mortgage rates in the industry. For two consecutive years, its rates have… Read more
Brightland Mortgage, previously known as Advisa Mortgage Services, has consistently ranked among the least competitive mortgage lenders in the U.S., landing in the top 30th percentile… Read more
NJ Lenders Corp is a regional mortgage lender with a focus on New Jersey and surrounding states. They offer a full range of loan products and… Read more
Based in North Liberty, Iowa, GreenState Credit Union is a standout for its borrower-friendly mortgage products. With lower-than-average fees and competitive rates, this credit union makes… Read more